In a research paper, BlackRock outlined how incorporating private-equity investments in a target-date fund could add 50 basis ...

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record ...

Vanguard’s “How America Saves” report on the state of 401(k) participation is now in its 24th year, and for the moment, all ...

Average 401(k) plan balances reached $148,153 in 2024, up from $134,128 in 2023, according to Vanguard’s “How America Saves 2025” report. While short-term market volatility is inevitable, it ...

But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it may not be surprising that workers with higher incomes tend to have higher ...

According to Fidelity, the average 401(k) balance for the 60-to-69 age group is $182,100. It suggests that by age 60, you should have eight times your annual salary saved.

Workers in their 50s have kept contributions steady, but many still fall short of recommended retirement savings targets ...

You might also reevaluate your budget to trim spending and ramp up savings, as well as commit any windfalls, such as your tax refund, to your retirement account. If you are having a hard time finding ...

We had a good, set-it-and-forget-it kind of a year in 2024. At the end of last year, retirement savers saw average 401(k) balances go up 11% from the start of the year, according to Fidelity's data.