These are today's mortgage and refinance rates. Mortgage rates have gone up recently, and sticky inflation this year could keep them elevated.

Last year, the path to lower mortgage rates seemed relatively straightforward: Official inflation would go down, the Federal Reserve would cut interest rates and the cost of borrowing would gradually ease in 2025.

Mortgage interest rates pulled back a little this week, but it was hardly enough to erase the past three weeks' gains. The week ending Jan. 9, the average rate on

The biggest wildcard for mortgage rates next year is whether President-elect Trump’s major policy initiatives will end up driving infl

Mortgage rates have steadily increased over the past three months, a frustrating development for home buyers trying to enter the housing market. When the Fed began cutting interest rates in September 2024,